Everything about travel insurance. Also, travel insurance is required and most of the time is required.
The whole post has shown that I have read it on the siteless sites of stupidity and nonsense about the provision of insurance for Russians who are looking for a cordon. To deliver a lot of resources, to promote the services of medical insurance for tourists, to provide information and to deceive their potential clients without a doubt.
Below, I will tell you about those, when traveling to some countries, medical insurance is issued, but in others. I will also write a little more about a new law, which is not enough of a goiter for all Russian insurance when traveling outside the Russian Federation and about the rise in terms of "demand" and "obovyazkov".
"Obov'yazkova" insurance when going outside the cordon
For example, babies 2015 - on the ear of 2016, the Russian ЗМІ rockets, including the "Russian newspaper", said about those Russian tourists when they go abroad are now guilty Obov'yazkovo take out medical insurance for the bag not less than 2 million rubles... The drive for such statements was the amendments, scho nabuli ranks, up to the federal law "On the basis of tourist activity in the Russian Federation", in some way instituted vimogi of obligatory insurance.
Tse is nonsense.
Varto respectfully read the amendments, as it will become clear: there is no way to get insurance coverage; Basically, there is ordering the activity of tour operators in the field of travel insurance. Moreover, it is directly stated that from insurance it is possible to change "packets".
The tour operator (travel agent) of health care needs to explain to the tourist on special registrations (if you see the agreement for voluntary insurance of vitrati for the provision of medical assistance in the extraordinary and non-operational forms of the end of the long-term stay of the tourist) individuals, recalled at the turned body (remains).
Well, before the independent mandates, all the stinks are bigger than crops, we see them from Russia, buy insurance.
Inadequate information, widened 3MI, with the help of radio was taken, distributed by Internet resources, how to promote the services of travel insurance and help to arrive, as not to fool about deceiving customers.
To summarize, once again: Obov'yazkova insurance for going beyond the cordon - nonsense!
In case of introduction of some regions, the insurance is not obligatory?
I’ll repeat again, but I’m not home to the country, the countries of the Schengen region, please, when you go to such an insurance will be required in a general order.
At the same Europe, there is no obligation to go to Great Britain, since it does not enter the Schengen area. Not anxious to travel, not required.
You can marvel, I’m so quick, I don’t need insurance when the cost of the country goes up, but I’m always insuring myself. It's simple. Mi vazhaєmo, it is necessary to insure that it is obvious. This is our thought, supported by a special piece of advice. Tse svіdomy vibіr. Інші mandrіvniki may give іnshu thought and інші admission. Tse also їхній svіdomy vibіr.
People have maє buti right to vibor... It’s a good idea to ask for reliable, necessary and sufficient information. Nonsense, some of which are already off scale, so, I guess, I don't think so.
Travel insurance discounts
If you do, you will need travel insurance, or if you need to get a visa, you have the opportunity to buy the policies of several insurance companies with a decrease of 5%.
Notes for reading our blog nadaut:
How can you make a note on the Tripinsurance policy?
1. You need to go to the Tripinsurance website for cim for the sake of;
2. At the lower right codend, click behind the writing "Є promotional code";
3. At the end of the screen, enter the code word asiagood5.
- With the knowledge, without any tricks, and sparing yourself. With tourist insurance on the right of Trochi Inaksh.
I’m not just kupuvati, I’ll just find the best for all the young. So, you have mercy, alas, with all the possible non-transfer of the situation. It is important to see that insurance is required for you and for your own price, or if it’s more specific, it’s less expensive. In the meantime, we decided to help you and take everything out of the way. Effort of recommendations to rush to our special advice.
Do you want to travel outside the cordon?
Theoretically - do not get hung up (lie down from the vimog of the country, in what you see), but take it as a rule:
arrange travel insurance (especially medical) for an hour of your rise in price.
The insurance policy is irreconcilable with the medical services offered by most of the developed regions. It’s not a good idea to keep quiet to yourself, why don’t you mislead - іnsha situation, їzha, water - wіll sing, do you know how your body will behave in new minds? That active tip didn’t skip: you’ll hardly come to the new land, lie on the sofas!)
1. The first step when choosing insurance: how much insurance is required for visi
- I will clarify the situation before the medical insurance of this country, kudi vi zibralisya;
For example, in order to reject travel to the borders of the Schengen zone, insurance is required for coverage of 30,000 euros, which is necessary for all the territories of the Schengen area. Often, all information is required to be posted on the official website of the consulate and the visa center of the country. Try to discard your views on the whole stage - the whole minimum, as soon as you can get your medical insurance for the successful rejection of a trip to the country.
2. Do not zupinyaєmos! Picked up the distance!
Call us to make sure that you take out the minimum required medical insurance. І self-contained mandates with thoughts about those who are not smart about visu; I will also increase the price of package tours, - insurance is also included in the part, and it is not necessary to sort out the nuances of it. So our axis is happy - get out obov'yazkovo! Medical insurance, the first for everything, is guilty of meeting your needs and maximizing the transfer of possible non-transfer situations at your price, and not just formalities!
For our first trips outside the cordon, we might have formalized insurance, but we didn’t miss anything else. Ale now, may be the power of the news and the knowledge of the others, the policy has been learned from the most important factors - the flow rate of health, the potential for activities near the road, and the demiological situation of the country of origin.
3. Should I enter before STANDARD insurance for visi (for example, for Schengen) what insurance is included in the tour?
Effort according to the minimum. Allow to enter the list of such vitrates:
- Vitrati for medical services, which were recognized as a result of a raptor disease or an unhappy vipadku, as well as prescribed licenses by a doctor;
- Vitrati for transportation of the insured to a medical mortgage, vitrati for repatriation;
- transport costs for the travel of children, who have lost their lives without the help of the insured's ailment, in the country of residence, and also for travel in the offense of a close relative, as the insured will need a trivial love for that dog.
4. WHAT DO YOU DO NOT INCLUDE standard medical insurance for travel?
Moreover, it can be better for the better now. Do not enter, but you need to turn on the display of such vitrates:
- Sharpening of obvious chronic ailments, sleepyheads and allergies;
- Warehousing of vaginosti;
- Extrina stomatologicheskaya supplementary help;
- Likuvannya fever dengue
If you go to SEA (Thailand, V'utnam, Shri-Lanka, Bali), your insurance will include a clause. In 2019, in V'utnamia, for example, to prevent growing illnesses, so be sure to insure yourself.
- injuries, rejection in the case of active reasons, or to take up extreme types of sports (standard policies are not used for skiing during the fall, which began to be used during one-time occupation of such sports, such as winter licks, snowboarding, as well as water licks , motor scooters, mopeds, yachts).
Also, as long as you have chronic illnesses, in your vagina, try to find out actively or look extremly, if you go with a child, - in particular in detail, you should think about it, and you will be more expensive to get additional insurance costs.
There are also some nuances that are linked to the specificity of your specific case, which will need to be transferred when you issue medical insurance:
On Cherehapa.ru you can choose the optimal insurance
- Navit expanded medical insurance for hospitals Often there is no need for the term of vaginosity (up to a maximum of 31 days as of the date of the end of the trip) and the sum of a young person's vitrate, does not include such insurances, such as canopy (including those who are ahead), so be sure to inform yourself about ! Prior to the speech, insurance from Ingosstrakh now pokryaє vitrati for a new generation at once before the canopy (if you can also be insured up to 31 days).
- Yaksho vi let you sing physical activity for an hour of your rise in price (not only for extreme sports, but for high hiking, trekking, diving, snorkeling, ribalka, big, cycling, bowling too), your policy is obliged to take the sports (inodі zgaduєtsya yak active vіdpochinok)!
- Yaksho vi climb ride a bike / moped(Relevant for the Asian regions - Thailand, V'utnam, Bali), give the option "Oversupply on motorcycles / mopeds". If you have spent some time before the road and transport, you will be able to pay for the trip independently. Obligation of insurance for moped rides in bagatokh insurance companies є the visibility of the tourist's rights to the category “A”. With a lot of guilt, go to the house of Sholomi.
- You know for sure that you will be able to drink alcoholic drinks before your hour of increase, do not forget about the option " Help for the manifestation of alcoholic sleep"(Є at Ingosstrakh, Tinkoff Insurance and Russian Standard). If your medical insurance does not vindicate the point, and it will be indicated in the medical insurance, if the injuries have been transferred to the hospital (about 0.5 ppm), you will be advised by the viplaty. Alle the test for alcohol in the blood, do not be afraid, in the main, if you have inadequate behavior, as you will feel discomfort.
5. How do you pay for insurance coverage?
All lay down from that, de vіbralisya.
For non-rich countries with a low rate of medical services (Abkhazia, Venezuela, V'utnam, India, Cambodia, Kenya, Cuba, Laos, Madagascar, Morocco, Myanma, Nepal, Tanzania, Sumy, Tunis, PAR, Yamiti) $ 30,000 If you take out insurance, you will be your guarantee of rejecting medical aid from the cich countries because of the timelessly possessing clients and qualified doctors.
For Thailand, such countries as Argentina, Brazil, Dominicana, Indonesia, Jordan, China, Costa Rica, Mauritius, Mexico, Panama, Peru, Taiwan, Turechchina, Fiji, Filipini, Chile, Ekaterinburg-Lanka, take out insurance from a small amount of money shonaimenshe 50,000 usd
Well, if you have taken to Europe, Israel, United Arab Emirates, Australia, New Zealand, USA, Canada, Bahamas, Barbados, Malaysia, Maldivi, Seychelles, Singapore, Japan, issue a policy for the sum shonaimenshe 100,000 usd, all one part of the insurance appears insignificantly due to the part of medical services in the cich countries!
6. Vibir of the insurer. Zvertaєmo respect for assistance that franchise size
First of all, as if you were the best insurance, I will absolutely respect for the reliability the insurer(revised financial ratings) and loyalty (protest when reading the messages of the mother’s demand on respect, as often the stench is sub-active; success in seeing all those who have suffered vitrate lie in the main reason for that, because of what you think Before the speech, maybe you can see it, you can learn more about the activity of the representatives of these companies in case of viral problems.
Would you like to be brutal?
— assistance(Service company) for your insurance. A middle-aged company that organizes all activities when there is an insurance loss in the country. So, if you have an insurance policy, you need to call the phone number, we will tell you from the policy, and the assistance can also know how to find the client, from which way your insurance, report, how to get the insurance, I’ll need additional help etc.
It is important, that the insurance company, in order to select the conditions of the agreements, to process the approval of the insurance company (the appointment of the service company and the contact details of the guilty party are taken into account before the registration of the policy, and naturally). Go to the site of assistance and assess your possibilities, read on the forums about the robot of the company itself in this country, where you are directly. Additional mandates often rob the insurance itself for assistance, for example Euro-Center (ERV) or Mondial (Allianz Global Assistance). 
- franchise. Tse that sum comes from the out-of-pocket insurance sum, as if the insurance is set, you can pay to pay off yourself (30-200 USD), everything, if it’s more, is to pay off the insurance. Travel insurance with a franchise is cheaper, but without a franchise; more beautifully arrange the policy itself without a franchiseі do not worry!
7. What documents are required for travel insurance?
To obtain insurance, you will need to deprive yourself of a foreign passport of any kind (for a skin mandrel), as well as information about your route and date of travel.
8. Is it cheaper to get travel insurance?
You can get insurance at the office of an insurance company or online on the official website. Do you want to read dozens of pages in a custom font on the website of the skin insurance company? We are dumb.
The most popular and favorite site for us with insurance -. They can get TCD insurance not only cheaper. In front of, with the calculator, you can get the very insurance that you need, and the cost for 10 quilins. All of the skin policy is close to 20 insurance companies created in the corresponding tables, you need to tick only the boxes, and not read the great and boring texts in the contracts, as it is only tough. And then you can ask in the chat on the site whether you want to be powered up and by telephone - you can help you with a selection of a short plan for your own price.
The policy will be sent to you by e-mail practically instantly, it is enough to take it with you at the roadside. It is important to write down the contacts of the service company, for which it is necessary to go to an insurance policy, that number of the policy (you can save the policy on your smartphone or take a photo). And even if you have an insurance policy, there is a drop in your visit to a friend or an insurer, you can write to the Cherekhapi faqs, the smell will help you see your food without compromise.
For quiet, hto will increase the price of the tour, Often we can change the insurance policy included in the tour. Therefore, it is respectful to vivchіt all insurers "for umovchannyam" and see the possibility of adding a supplementary policy, which will meet all your needs! You can take out extended travel insurance for any type of traveler.
For example, our stay has a trip to Greece (we went to Greece with a little blue), we just took out expanded medical insurance for everyone (got ERV Optima), as well as insurance for a special trip (I know ERV - Travel Plus) - even more relevant). In the result, the anti-people did not worry before the trip (as if they were sick, they were likarnyans, and it’s not deprived of the hospitalization we would be turned over to the tour again), but in the trip itself!
9. How can I use insurance at the roadside?
As soon as the insurance was put in place (for example, they got sick), First, you need to change it - by phone to the service company by phone, indicated in the policy, that describe how you have trapilia. To skip a whole lot of important crock - there will be problems with all the vitrats! Before the speech, think in advance, think over the whole moment, so you have a penny on your phone for a call to roaming. Yak option, you can call the hotel from the hotel reception or skype.
Distant specialists of the service department will take the best available class and organize transport for the needs. It’s better for everything, you don’t have to pay anything at the place, send insurance to the license sheets and coordinate you by phone for the whole hour.
Ale inodi buvaє, a collection of all rakhunki will come together to you. For example, as insurance vipadoks were placed in a small settlement, far from the tourist centers. It’s the same with us in the Maldives - the service company asked for a payment on its own.
At the end of the day, you need to take all the documents you see in your license (as well as those documents that are linked with an insurance policy so that you can use it for transport and mobile calls) - receipts, receipts, receipts. Oblivically revise the documents, see you at the license, there are no pardons from personal tributes (ПIB, date of nationality). If you turn to home for 30 days, you need to contact the insurance company to write a claim about compensation for the incurred vitrates.
For a trip to Maldiv, we took out insurance from Zgodi. When we arrived before we immediately got back to the office of the insurance company, we received vitrates (advice from a doctor, analysts, leads, vitrati on a mobile phone call). We were sent to the general public in 2 months after submitting an application.
Most of the Russian tourists do not just come to respect their safety in the trip, and they do not forget about the insurance policy for quiet, who travel for the cordon. Come on for the rest of the rocky tendencies of the trochas changed, but the culture of insurance in Russia still has a lot of money.
For tourists, an insurance policy is necessary, especially for those who are quiet, who will rise in price independently. If a tourist is visiting a trip, then most often it is himself. I will help you to do it smoothly in an unknown land, and the trip will have to pay for the tourist himself or his relatives.
Skіlki kostu medical aid outside the cordon:
15 khilin vikorystannya helicopter in Europe for the delivery of a patient from a girskolizhny grab to the nearest lykarna - Euro1500;
1 lіzhko-day in Europe - from Euro800 (without operations);
promptly involved in cases of sports injuries - € 10,000;
transport to Batkiv region for hospitalization near the provinces of Pivdenno-Shidnoy Asia, if the flight has already been missed - from 90,000 rubles;
evacuation from the supervisor of the medical staff - 350,000 rubles;
state hospitalization at the hospitable food service / infection at the provinces of the Great Patriotic War - $ 5000;
state hospitalization with the drive of apendectomy - from Euro13000 from Europe and Dominican, from $ 8000 from Egypt, from $ 14000 from Thailand;
posthumous repatriation in the middle - from $ 5000 from Egypt, from $ 8000 from Thailand, up to $ 15000 from China, from Euro8000 from the edges of the European Union.
Medium outpatient admission (from the country) - from $ 100 to Euro1000.
Even more often tourists need to supply electricity, obtain additional expanded medical insurance, even if there is an insurance policy in the tour package? Mabut, tour operators have a medical policy for their products, but we will expand it smoothly. A list of risky items that you can use to curl up, fill up with mali, and there are some items included in the new ones that cover specific situations, for example, a transfer to a clinic, a trip to a clinic, or a quick trip. Also, for the policy included in the tour package, the franchise is most often transferred. A franchise is an irreversible part of the insurance sum, є that sum, as a tourist is guilty of paying for medical assistance independently. Name the franchise for a price 30-50 USD
Perevagi polisu ERV
The insurance program "Travel Plus" has been expanded uniquely;
OPTIMA insurance package - re-hiring a tourist from a trip;
The ERV policy is to be recognized as consular services of all foreign powers;
Insurance of active support and extreme tourism;
Insurance of vitrates, knitted from the shortened period of time, for lines up to 31;
Visibility of the vikovykh obmezhen;
Organization of medical aid 24/7.
Territory of the insurance policy
Tourist insurance in ERV is available in the United States, but only for the duration of the week. There are three such territories:
T-I - all countries, behind the vignette of the territories of the Indian and Indian America, including the countries of the Caribbean, as well as Japan, Australia, New Zealand and the Ocean.
T-II - the land of the world.
T-III - the land of the SND, including Russia.
As of the territory of the policy, the policy is in the form of insurance. The insurance policy itself is valid for the entire territory of the country, so that if the country of France (TI) is specified in the policy, then the tourist of insurance is not only in the borders of France, but for all the territory of TI, it seems as though it may be a virus , scho enter the territory of TI (Turechchina, Egypt, Thailand, all of Europe).
Medical insurance programs
ERV has two medical insurance programs at once: the Standard Plus program and the OPTIMA insurance package.
The OPTIMA insurance package was issued in 2013 and became a truly revolutionary product on the Russian insurance market.
The main features of the Standard Plus programs:
Medical assistance is provided for accelerated rapid transit of the term up to 31 months. At the same time, accelerated vaginosti by stretching the effort of the trip. Likewise, at cei rizik, medical assistance is included in the front canopy, and medical vitrati is on the lookout for the new population.
Medical assistance in case of trauma, alcoholic, narcotic and toxic sp'yaninnya;
In addition to medical risks, the OPTIMA insurance package includes more additional medical risks, such as:
Baggage insurance (insurance against theft and baggage);
Insurance against an insured person (a penny payment for Stage II opis and losses, excluding any inability or death of the insured person);
Civil liability insurance (insurance of the liability of the insured to third persons for keeping the health of the insured person).
Term dії polіsa
When a medical insurance is issued, the term of the policy will be displayed 15 days more for the actual term of travel of the tourist outside the cordon. Tse umova land Schengen please. Now the insurance policy, as and the visa itself, is issued with a time-based "corridor" - that is, the actual number of days of transfer, as the policy of the policy, does not change, but the period of the day is two more years longer.
Sportswear
For any type of insurance policy, which covers sportswear, there is a medical insurance policy. Winning medical help in case of injuries, taking away an hour of being busy with this kind of sport, altogether transferring the efficiency, so advising (increasing the rate). ERV has two programs that include the functionality of medical equipment :. Having issued a be-yak from the program - OPTIMA and "Standard Plus" - you can add more medical vitrates for an hour to be busy with sports.
What is the problem when there is an insurance premium?
If you have an insurance policy, it is necessary to contact the service center, the telephone number of any instructions in the policy. The insured will need to give the number of the policy and describe how it has become and devin to be found, for which the operator of the service center will provide the insured with medical assistance.
At the same time, if the tourist did not have the opportunity to contact the service center, and if he returned to the medical mortgage independently, if he came to Russia for insurance, he could provide documents, but I would need to compensate for the medical assistance.
Where is the validity of the policy?
The part of the medical policy to be covered by a number of points:
the triviality of the trip;
territory of the policy;
insurance sum: 30,000, 50,000 and 100,000 USD;
insurance programs;
Insurances to go in for sports in the country. When you are busy with sports, the participation of the growth policy.
Insured person. ERV doesn’t have enough money for insurance, even if people who are abducted are insured, the policy can be changed.
The program for the price change
September 2011 ERV Insurance Company has launched a unique program for the Russian market “Travel Plus”. Heads of similar insurance products є:
Traveling for outpatient treatment.
Insurance risks are extended not only to the close relatives of the insured, but to the travel companion who lives from the insured in one room.
Compensation of payment for a flight for two days or more for uncomfortable weather minds.
The travel agencies have accepted the program with a bang, and all the food is ready for registration. I will try to find out on the actions of them:
It is possible to insure a tourist for the "Travel Plus" riser at any hour, but not more than 5 days before the date of the visit to the submission of documents for the issued visa.
Outpatient treatment is a goal of treatment, if a hospitalization is not required, in other words, we will be insured due to the presence of a drug leaf.
Insurance for the rest of the trip for an agreement on the provision of tourist services, so the agency's committee is insured.
Non-insurance badges. What types of insurance policies do you have?
Do not get medical insurance policy. The ERV insurance companies have as much as possible quickened the list of quiet situations that will not be insured. To them are admitted:
Counterproductive actions;
Psychic illnesses / problems;
Injuries and discomforts, rejection of alcohol abuse (except with OPTIMA programs);
Suicide;
Oncological illnesses (in cich vipads, a limit of less than 5000 USD is transferred);
High-tech operations on the heart (shuntuvannya, angioplasty);
Sports injuries without additional risk in polycy.
It is highly recommended to respectfully familiarize yourself with the Insurance Rules when applying for a policy, describing the insurance in detail in detail, but not insurance.
To reject visi
Without insurance, you will not get a visa to the Schengen zone, Bulgaria, Romania, the Republic of Cyprus, Chornohora, Croatia, Canada, New Zealand, Japan, Asian countries, Africa, Latin America.
To deny the policy, check on the website of the embassy of the country before insurance. So, for the Schengen zone, the minimum amount of insurance coverage is to become 30 thousand euros. In the first place, for registration, you need to complete a simple policy, which can be easily edited online.
To compensate for vitrat on lykuvannya
Rozpovіdі about the road to medicine beyond the cordon - call not empty horror stories with the mark of underestimation potik. Injury to a l_car with a drive of injuries or an attack on appendicitis kostuvatime a solid sum. Do not go bankrupt, it’s better to buy insurance in advance. If the vibration is correct, it is possible to compensate for the part of the vitrat.
For vidshkoduvannya zbitkiv
Insurance can also help you to compensate for the waste, or if you blow the vitrati to the windshield, to the yak, and not to reach the destination.
Yaki points є at the insurer
Health insurance
The basic option of insurance is pidijde team, hto in your health you will be afraid of being deprived of force majeure. Yogo will also be enough to reject visi. The basic set of the policy includes:
- viklik lykarya in case of ailments;
- outpatient treatment;
- perebuvannya and lіkuvannya near lіkarnі;
- transport to the lykarya chi lykarna;
- medical transport from behind the cordon;
- vіdshkoduvannya vitrat on lіki for the recipe;
- vidshkoduvannya vitrat on the telephone conversation from the service center;
- repatriation at times of death.
The basic package can include Extra Dentistry for the diagnosis of pain or injuries.
Options
1. Payment for the travel of the insured individual until the moment of staying at the hospital. You can pass the letter through the branch, for which you bought tickets. There is a point at the insurance company to allow you to spend money on a new document you don’t have.
2. Payment for the passage of a supervising individual until the moment of staying at the hospital. Yakshcho non-baiduzhi fellow vvvazhav for the beauty of being with you until the day, you can turn to home for insurance.
More beautifully, check with the insurance company, hto vvazhatymetsya special, scho supervodzhu.
Name the price of the lyudin, the yak is inscribed with you in the tour. It is also possible to confirm the support of one flight, with documents about accommodation in one hotel.
3. Payment for the accommodation of the insured individual before the trip to the hospital. If you will not go on a flight at once from a car, you will need to be provided with an insurance policy.
4. Payment for the passage and stay of the third individual in the case of a supervised situation and because of the insured. There are two okremi points, as there may be things in the future, if you need to pay for it, but not statements from your insurance policy as superviable.
5. Payment for travel before the home of incomplete children of the insured. A person who is ill is insured, if the trauma is recovered, or if the child should be sent to Batkivshchyna for insurance coverage.
6. Payment for a ride to a home from a raptor ailment and death of a relative. Problems with health can be attributed not only to the mandrilvnik, but to the members of their homeland, who have lost their homes. The whole point at the insurer can help you not to check for tickets, for any purchase of tickets, but on the next flight.
So you can get a standard insurance policy. Win a confirmation with a seal and a misstatement number, for which you need to call at the time of the insurance call. support.nemo.travel
7. Timchasove turn of the insured to the house. If it’s more expensive, it’s more than three months, the person is insured if it’s possible to go home from an ailment or a relative, and then turn around and continue to increase the price.
8. Help after terrorist attacks. Injuries and mischief, rejected in the case of a terrorist attack, do not fall under the basic package of insurance, so for the rise to the country, de rizik become a victim of radicals є great, pretending to pay extra for a full option.
9. Help during spontaneous struggles. Natural phenomena are carried out to force majeure, and so it is also not included in the basic package. To insure yourself against a tornado, a hurricane, and a tsunami will be necessary beforehand.
10. Kupiruvannya zagostrennya chronic illnesses. As long as you are chronically ill, as you periodically appear, more beautiful than the transfer of usunenny to attack from behind. Varto vrahuvati, if you have insurance for a bad condition, if you don't know the symptoms of a fire, you shouldn't have to go in for any updates. If you issue a policy, respectfully look at the list of ailments, which do not enter the list of insurance premiums, if you turn over, but you do not need to use them.
Chronically ill and indiscriminate, on the thought of insurers, different speeches. For this insurance, the company needs to know about the status of the invalid.
11. Reduction of allergic reactions. This option can also be used to pay for medical treatment in case of allergies to bites from comas, or sea mugs, negative reactions to water, water in the sea and pool, or sleep (for the blame of sleepyheads).
12. Help with sleepyheads. Relevant option for the country with a fiery sun, dehumanized tourist. Without insurance, you will be lucky enough to do it by hand.
13. Persha can help with cancer. An important point for people with oncology, you can help you not to enter the baseline policy, or you can be aware of it.
14. Help for the presence of alcoholic sp'yaninnya. The most nifty item, which is a varto dodati in the field of bagatom available. Do not get drunk obov'yazkovo. Enough, alcohol is available for an hour to analyze blood. To that, the vibration is simple: don't drink, why pay extra.
Alcohol at home will free you the right to pay for the basic insurance policy.
15. Engaging in sports and active vidpochinok. If you reject the injury while riding on the licks and scooters, and the top of the mountain, then the insurance will be considered to compensate for the basic package. If you want to cancel the payment, it is necessary to apply it in the application for the policy, if you plan to accept it actively. Zrozumіlo, price in line with the insurance policy. Moreover, it is important that you go in for sports as an amateur and as a professional. For special vipadkіv it is possible to bring in before the polіnu a sound-ryatuvalny entry and evacuation with a helicopter.
16. Insurance for quicker vaginosity. Iakshko zlamaє legs in the road, vitrati on hips cover and extravagant polis. However, the problems associated with the tsikavim camp, do not enter the basic version - you need to register them with the insurance company. The companies see policies on different terms: up to 12 tenders or up to 24 tendencies or up to 31 tendencies. Do not insure for a new term.
17. The robot is moved by a risik. If you negate the injury for an hour of the robot, and you have no basic policy, then the insurance company will not be able to handle your vitrates. For labor activity, it is necessary to add an additional clause to the contract.
18. Insurance of non-hazardous vipadkiv. The option is not tied to medical aid, ala transfer, but in case of an unhappy drop, you will deny the additional compensation.
Main's insurance
You can insure your baggage or documents. At the end of the day, you will pay a penny to buy the necessary speeches or renewal of the papers. If you increase the price of your car, you can add an item to the policy. Todi the insurance company will pay for the towing of the vehicle in case of breakdown or failure of the vehicle, or failure.
Insurance against nevyizdu
Mandarin can be insured for the vipadok of catching the Villotte and claim compensation for those who did not get on the stikuvalny voyage, because of the temptation to get it right. Another option is insurance against travel. If you got sick beforehand, or if you were seen at the visitor's place, you can turn your visit to the tour.
Insurance of huge performance
You can insure yourself against vipadok, if you inadvertently walk in a foreign place or make sure that the health of the people is shkodi. Varto rozrakhovuvati on compensation, when, for example, they drove into a kogos on a lick, stepped on the foot, and messed up the little guy, beat a pedestrian with a bicycle. And the axle behind you in an accident, when you see the kerm of a motorcycle or a car, it will happen independently.
By the way, you can enter into the policy of providing legal assistance if you break the laws of the country through unknowingly.
Turn on the varto before the insurance
Average statistical mandr_vnik
As long as you self-singing a tourist without chronic ailments, go to the non-trivial admission and do not waste your luggage, as long as the basic insurance policy is sufficient. At the same time, you plan to drink wine for a drink of the Eiffel Vezha, have fun at the Oktoberfest or enjoy the beauty of the Turkish all inclusive program, rather than add an additional help point to the polish.
Vagіtnіy zhіntsі
Prior to the basic package, it is necessary to add the option “insurance for increased vaginosity”. Navigate as you wonderfully feel and the license grabbed the ride, the change of climate, the atmospheric vice, the overflow and the ineffective factors can be the mother's inheritance. It’s better to overpay for insurance, or to spend up to the Borgovaya through lіkarnyani rakhunki.
Tourist with chronic illnesses
Get out of your trouble. You can, at the polish next, turn on not depriving the attacker, but also the option to pay for the turnaround beforehand.
Mandarin with an ineffectual
Іnvalidu, schob issue a policy, more beautifully with an insurance agent online and offline. Varto squeamishly z'yasuvati, as the points of the contract cover insurance policies for people 's status, and as for them - ni. Efforts to housekeeping, mind-boggling, may be as clear as possible in the image of the agreement. Inakse є risik go without compensation.
For tourists from children
If you can try to spare yourself on your own, then little children, who especially see the land of recognition for the first time, are more beautiful to insure against the type of opykiv that.
For pensioners
The company will need to be informed about the insurance policy when formulating an application for a policy. As a rule, up to 65 years of life a lyudin is not consumed to a group of health benefits. We'll use the insurance policy all at once.
When the policy is issued, the varto is organized on the camp of health and additional factor. So, if a pensioner will rise in price as a peer, and at any moment, medical assistance may be needed, more than transferring a third individual to the trip, but it’s a young and bad person who sees problems on the face of problems.
We need insurance for the high roads of Russia
You can get an emergency medical help at any point in Russia for a medical insurance policy. It’s impossible to get around that. However, if you plan to get more expensive, it’s not safe to buy additional insurance. Viplati become at this family, if you will lose it, if you will take away important injuries.
Yak get insurance
1. At the tourist agency
Porivnyay.ru
For an analogous algorithm, the policy is displayed as "". Introduce the country of origin, the term of travel and the date of mandates.
Which is required for insurance
Vignettes from insurance coverage
Brutal respect for the whole clause of the agreement. The information itself is in the new place, for which there is an insurance company, which is taken from viplata. As a matter of fact, you are sure you don't want to vibrate your insurance policy.
Franchise Rosemir
A franchise is a part of a viplat, as the insurer will fix it in case of compensation for any reason. Wonderful homeliness with a tourist about those who are ready to take a part of the vitrat on themselves. For the price of the company, change the insurance policy.
The franchise will be recognized at the viglyadi of the person in charge of the pennies and fiksovanoy sumi. So, if you break your foot and the servants of the drug worker cost 50 dollars, and the franchise becomes 30 dollars, then you get 20. If you get a franchise of 100 dollars, then you will not be able to pay for compensation.
Apparently, as the viplays are not large, the franchise is generally not large, and the franchise is large - for fixed sums.
The deductible is not a binding clause in the insurance contract. For example, for the krains, obov'yazkove insurance without it.
Yak otrimati viplati on insurance
Behind the cordon, if you have an insurance policy, you can contact the service company (assistance), which will help you with your insurer. Її phone number that insurance policy number is guilty of being guilty. Do not read it all the way through it, but save it in the notes on the phone.
You have lost the document, or they have forgotten the policy number, call the insurance company. There you will find the necessary numbers.
It’s better to take a photo and take it on the phone itself, or just download an electronic document to attach it.
As soon as the insurance vipadok instructed, we will need to call the service company beforehand. The very її spіvrobіtnik accepts the solution, to which wіll уου need tattle, organize the delivery to the library and zagalom koordinatime your dії. Do not worry too much, if you don’t know the country’s perebuvannya: shvidshe for everything, the sponsor says to me Russian.
This scheme has one clue: as soon as there is a direct threat to life, you need to call me immediately for extra help. If you don't want to call, use the assistance.
The insurer can indemnify your insurance policy without a second, otherwise it will bring you vitrati to your insurance policy. For the first person, there is enough of a request from the service company to get around without self-help: do not fail without seeing the assistance, you can’t take a license without consulting the need for it (which is not a medical insurance provider)
The other person will need to send a letter to the insurance company with a package of documents before they go:
- policy;
- writing about insurance vipadok, scho instructing;
- mustache medical documents;
- rakhunki for transporting the patient to the moment of getting medical help back;
- checks, for confirmation, for services of rallying;
- rakhunok for dzvynok before service.
Varto reconsider, your insurance company will accept documents. As soon as it is Russian, then it will be done on the crossbar, signed by the notary.
Prior to the summer season, the Tourist has learned from the representatives of the insurance companies on the topic of how best to secure your failures, how well you can get them, and how you didn’t make any reports.
What kind of travel insurance? What are you including?
Travel insurance is guaranteed without a guarantee of extra medical assistance for an hour after the cordon and compensation for the vitrats, including vitrat for transport to Batkivshchyna. The tourist has the right to reject the services provided by the insurance program of the policy, before the hour is transferred there on the territory, stipulated by the insurance contract.
The standard policy includes such risks as medical and medical-transport vitrati, emergency dental aid, transport vitrati (evacuation of children, turning over to trivial hospitalization), payment of term-new services. The insurance policy can be expanded for the coverage of additional risers - vitrat in case of loss of documents stolen, disclaiming legal assistance, or catching the flight. A tourist can insure luggage, especially if it is not safe for an hour on the day, for civilian reasons, and for insurance against a visit.
Travel insurance is a program of insurance of tourists, which transfers money from financial expenses, due to medical aid, from transport and non-transferring vitrates for an hour.
As a rule, the service is included in the tourist voucher. However, more people call for plans on their own, and they need to choose their own insurance options.
Travel insurance - the price of insurance for medical and medical transport vitrates of the hulks, who travel outside the cordon. Unimportant to those who, according to the Russian legislation, the type of insurance is voluntary, in the countries of the country the existence of such a policy is obov'yazkova mind in case of visibility.
Rise in price for Russia, tourists can go for a medical aid without koshtovno, looming in their hands only the policy of ZMS (subject to the law on the provision of medical insurance). Behind the cordon, such a document is not available, but the axis of medical services there is not cheap and it will be necessary to pay for them independently. At the same time, as the statistics will be shown, there are unhappy vip drops behind the cordon to trawl with our hulks more often, not udom: in the resorts there are more traumatic-safe rozvag, plus acclimatization, the snake of the driver, the snake of the snicky grub. To that, it is more beautiful to go back in time to tell about those who will be able to (and chimali!) Vitrati. Tim, even more, a cheap policy is inexpensive: for an insurance sum of 30,000 USD. with a minimum set of risers for an extravagant rise in price (not tied to active people in sports and extreme emergency) per day more expensive.
The price of the policy is to lay aside from the land, and from the insurance programs. Minimal program, extraordinarily, very cheap, ale and a set of risiks, not less. As a rule, it includes vitrati for an inadvertent medical and extravagant stomatologic assistance, a hospital attendant (operation, services to the medical staff), transportation to the clinic or to the fatherland, and for the most successful result - repatriation airport.
I would recommend to our tourists to expand the program, including the turn to Batkivshchyna, visit the closest relative, the insured's joke in an extreme situation. The surcharge is small, and the insured persons are more. It is reasonable to insure the sum of money, as it is brought to an unfriendly region, to the land with a problematic sanitary and epidemiological situation. If a tourist is a clerk of an active reason to go in for sports, then it is necessary to add a sport "sport" to the policy, but the insurance company does not pay off vitrati for a likuvannya. As a supplementary option, I recommend that you insure the civil performance in case of keeping the health of the child on the third party.
The standard insurance policy is quiet, hto vijizhzhaє for the cordon, - the price of insurance of medical and medical transport vitrates. At the border of the insurance sum tsei, the policy pokrivaє vitrati for organizing and providing medical and / or medical and transport assistance for extractions is shown at the vipadki, declared by the insurance, and when they were introduced to the land of the hour-long stay; traumas, otrimanoi inherited from an unhappy vipadku; a severe toothache, as a result of a faint tooth and / or abnormal tissue.
Polis pokrivaє vitrati for the provision of emergency outpatient and inpatient medical assistance, including the necessary medical management, maintenance, and medicines. And also the need for medical indications of medical transportation of a patient to a personal mortgage for the passage of stationary treatment and up to a permanent residence for a later treatment and rehabilitation.
Prior to the standard policy of insurance of vitrat mandates in the Alliance company, insurance for vitrat is also included in the case of the children of the insured, who have lost sight of, on account of the hospitalization of the patient, until the death of the family member. abo extrinsic.
The price of any field is to lay in a set of inclusions before new risikov. Part of the policy with the program of emergency medical and medical and transport assistance to form in the amount of the amount of insurance sum, triviality of travel, the country of travel, kind of take a mandrivnik for an hour of travel, yogi time. For example, a policy with a standard term for 10 days for such regions as Turechchina, Egypt, Tunis, Thailand with a minimal insurance sum ($ 15,000) costs almost 300 rubles at a time, up to the land of EUR 500 EUR 30,000 (insurance).
Chim slid keruvatisya when choosing insurance?
Mikhailo Ufimov, Director of insurance company "INTOUCH":
Keruvatisya when choosing is necessary for the cleverness of the risiks, scho to curl up. Current insurance programs will compensate for the loss of not depriving medical vitrates, but for the loss of luggage, taking a regular flight and also. So, you can turn on the option of insurance for the price increase.
Anton Kolegov, Head underwriter for the management of insurance of high prices, AlfaStrakhuvannya:
Before you need to pay respect for the insurance amount, the existence of the terms / franchises, respectfully read the list of the terms of the insurance coverage. The package of the tour operator is encouraged to include a minimum policy with an insurance sum of 15 thousand euros. For a larger size of insurance that is acceptable to a zahist, the sum should not be less than 30 thousand euros. However, with the provision of serious medical assistance and the amount of money, you may not need to clean it up, it is recommended to buy insurance products with an increased amount of money. The policy rate for the whole is obviously low - for a standard program with coverage of 30 thousand Euros, the price will rise to about 300 rubles. The increase in the size of the insurance sum cannot be attributed to a proportional increase in the coverage of the policy, it is not very expensive.
Oleksandr Shvab, intercessor of the Director of the Mandatory Insurance Department of Alliance Insurance Company:
All to deposit from the one you are looking for to borrow from the visitor. If you plan on a spoky beach trip for an excursion tour, you will have enough of a standard policy. If at the start of the day, you plan to actively find extraordinary problems, dressings because of an advanced problem, next to reason - the standard policy does not cover the growing risk. For such a trip, buy a policy, for someone it is clearly spelled out, that it’s better if you’re going to be healthy if you want to play sports, robots, and extreme flooding.
Alina Arkhipova, Head of Sales Department of Special Insurance of the Ekaterinburg Branch of VAT "SOGAZ":
Before organizing the insurance policy, the insurance program is guaranteed. I would especially recommend to go to the list of vignettes from programs.
And why don’t fall for an inappropriate situation, a Rajah don’t chase a cheap proposition, choose an insurance company with stable financial indicators and, as a result of insurance in a certain segment of the market, I’m ready to be like a mitigation of your interests.
Yak riziki pokrivaє insurance against a visit? I haven’t been given a visa, why is the insurance provided?
Oleksandr Shvab, intercessor of the Director of the Mandatory Insurance Department of Alliance Insurance Company:
A popular option, which allows you to "complete" the main package of risers, - the price of insurance of vitrates, linked to the trip. For such insurance in the boundaries established by the contract of insurance sums, the actual vitrati will be covered for payment: consular collection for visa registration; old documents (avia, valet and іn. tickets) to the end of the earlier planned trip. Change of reasons for non-visitation of intercourse: emergency hospitalization of the insured or his close relatives, Skoda Mainu, the fate of the court in the court process, the visitor at the viskomat, the visitor at the visitor.
Anton Kolegov, Head underwriter for the management of insurance of high prices, AlfaStrakhuvannya:
If you go to the country of travel, you will have insurance against the visitor's mind. Insurance for non-travel visits includes insurance for non-travel. Tse datkova opts_ya, yak expanded by standard polish.
Insurance from a non-visit is a type of insurance for a price change. The insurance against a visit includes the following insurance risks: the death of a tourist or a close relative, a hospitalization of a tourist or a relative, a visit to a visa, a wicket to the court, prizes to the army, a trip to a tourist's business: fires, flooding, flooding You can also transfer such insurance risks, as there is evidence of medical evidence for the necessary preventive vaccination, as it is necessary for a trip to an earthly state, due to the need for a tourist yogo kin.
If a large number of people purchase a TCD policy from a set with a tour, then insurance is a non-visitation an additional option, the decision about buying which people will accept it myself. Tourists are most likely to bathe, as they travel to the "traveling" lands and rise in price from small children and summer relatives. It is also popular with tourists who buy expensive tourist packages.
Alina Arkhipova, Head of Sales Department of Special Insurance of the Ekaterinburg Branch of VAT "SOGAZ":
As soon as there is a risk of inclusions before the insurance policy, then the failure to see or to see the term, but not due to the line of travel, is the whole of the insurance policy. The first insurance company is the price hike.
In addition, the insurance policy must be purchased for a trip, since the trip will not be possible, and moreover, the reason for the sight of the trip may be good. In case of failure to see the insured, the following will be known: the death of the insured person or his relatives (and not deprived of his loved ones); raptus ailment or a non-merciless vipadok from insured or from close relatives, as a result of which there will be a need for treatment in a stationary or a quarantine regime; keeping significant material shkodi to the insured person's lane.
The skin insurance company has its own understanding of the contract. Ale, as a rule, the fence of ships' bailiffs on the way from the country is not insured at a loss є.
Mikhailo Ufimov, Director of insurance company "INTOUCH":
The option of insurance for a trip for a trip is such a cause of misfortune, such as an injury, death, or an unplanned hospitalization of a client, for a dear one, spontaneously, it’s spontaneously in the post-life period of a client’s life in the future It is important to give some feedback about the option, some companies often give the opportunity to turn it on not less than 20 days before the trip.
Would you like to pay off the NP insurer, how did you become a human being, how did you get on with an alcoholic spy?
Anton Kolegov, Head underwriter for the management of insurance of high prices, AlfaStrakhuvannya:
Ні. For example, the insurance does not cover with injuries, as the insurance carrier has been trimmed out and overcame at the station of alcoholic sleep.
Alina Arkhipova, Head of Sales Department of Special Insurance of the Ekaterinburg Branch of VAT "SOGAZ":
Any insurance contract has a standard set of vinyats. As a rule, such a vignette is to provide medical assistance to the insured, which is used for drinking alcoholic, toxic and narcotic drugs in the country.
Oleksandr Shvab, intercessor of the Director of the Mandatory Insurance Department of Alliance Insurance Company:
If I’m going to be healthy, if I’m getting injured, it’s fixed in alcohol (or drugs) - it’s unambiguously reported by the insured person.
Why do you get involved in an insurance policy? Qi to enter before the insurance of the continuation of the turn for the fact of turning?
Anton Kolegov, Head underwriter for the management of insurance of high prices, AlfaStrakhuvannya:
We insure everything that falls into the wrong place if it comes down to the ditch policy. The tourist is guilty of knowing about the insurance and about the transfer of the policy.
The policy of VZR covers vitrati, tied for extra medical aid on the territory of an hour-long stay. For vypadkіv dolіkuvannya bіlya Rossіya dіє system ZMS, so that the client will be able to remove his vitrats from between two types of insurance.
Alina Arkhipova, Head of Sales Department of Special Insurance of the Ekaterinburg Branch of VAT "SOGAZ":
If the person fell ill before the release, or the chronic ailment, which became more acute for an hour after an hour or so, the life of the insured person was clogged, then it is possible to pay for the policy until the moment of the ailment.
I will give medical help and I will pay for the insurance. Likuvannya with injuries or getting sick, who rested in the period of a trip, when turning to home is also a blame for insurance. So, as a Kozhen Russian man, he has the right to receive medical assistance without medical assistance on the territory of the Russian Federation with the ZMS policy.
Oleksandr Shvab, intercessor of the Director of the Mandatory Insurance Department of Alliance Insurance Company:
Do not be insured. Continued treatment of the policy is not included.
What are the nuances for skiers / snowboarders?
Mikhailo Ufimov, Director of insurance company "INTOUCH":
Especially popular is the use of specific programs, for example, especially for lovers of girskolizhny vidpochinku. Such policies, except for the standard coverage of medical vitrates, can be transferred to the insurance company for an hour of rolling, insurance of sports possession, insurance of performance in front of third persons, as if the hour of rolling is hateful for the health of the school through a nasty wait, compensation for vitrates for lizhna / snowboarding school, ski and rental of sports possession, as they are uncomfortably speeding up through injury or ailment.
SOGAZ has an individual approach to the skin client, so whether an insurance product is formed for a specific supply of the patient. As a show practice, the whole option for the clients is the most viable, in addition, for the price.
Let me explain. Wait, be it a "boxy" product, indications for insurance of tourists, who are engaged in extreme sports, including bi hobby and average, ale maximal risky. I, apparently, costing bi is equally expensive for everyone, regardless of the type of sport and the region before the trip is transferred.
As soon as you are interested in sports, then in winter you see sports, it can be assessed as injury-free, just as snowboarding is also a winter windsurfing. Tim doesn’t mean that when he’s taking part in the field of being busy with mountaineering, he’s going to be more expensive, for example, it’s high-altitude sports. I would like to encourage athletes of a growing age who are going to the same land to engage in one and the same kind of sport, the price of the policy, for reasonable reasons, will be good.
To those we do not propose to their customers a product that is averaged, but the insurance policy is individualized. When the document is drawn up, the type of sport, region, type of the insured person is covered, the system of functions is fixed and the individual insurance programs are carried out.
Oleksandr Shvab, intercessor of the Director of the Mandatory Insurance Department of Alliance Insurance Company:
For sportsmen-extremals (mountain climbers, scuba divers, mountain lizhniks, parachutists, etc.), insurers will identify the policies for the special risks. It stinks dearly for a basic policy, ale, a resolution, such a price is fully justified, so that the patient cannot be asked to pay for additional assistance in the organization, including specialized ones, if, for example, the need for an evacuation
Anton Kolegov, Head underwriter for the management of insurance of high prices, AlfaStrakhuvannya:
For statistics, I will get sick or injure the skin of so many times for the cordon, or the frequency of these problems will be left behind during a trip to the country. Tsey exponent nagato vishchy on girskolizhnih grabs. For quiet, hto planuє to engage in active vidpochinkom behind the cordon, insurers are happy to issue additional insurance from a non-hazardous vipadku.
The standard medical insurance coverage is far from all risky, with which you can be stuck for an hour of active sports. Having bought the insurance, it is meant for those who are quiet, who are engaged in winter sports, if the insurance company has taken out injuries to the insured person, they are tied to the addicts, at the border of the insurance sum, the next hour the insurance contract is laid down.
Seemingly, for an insurance drop, you need to call a handful of insurance, so that if a person was taken to a shipment, then the whole insurance of insurance wasn’t seen?
Marianna Salnikova, Advocate of the Head of the Department for the sale of special insurance of VAT "SOGAZ":
As soon as the price rises, all the same, problems with health have been identified, first for everything, go to the service company - contacts are indicated in the policy. It’s possible to reduce the need to pay for medical services, as well as the problem of the money bar.
As soon as the raptom for the cause of the ailment has paid off the vitrati by himself, we will tie it up with the insurance policy, I will apply for the insurance payment, please provide the documents, a list of some meanings in the Insurance Rules (to reach the policy) and send the package of documents to the insurance company.
I want to get ahead: I’ll get bad luck, if I don’t need a penny for the services for an independent brutality for a medical aid. Rakhunki come at home at home. Raju їkh pay off yaknaishvidshe, your law has not been handed over to the collection agency to the court, but then send the documents to the insurance company.
Oleksandr Shvab, intercessor of the Director of the Mandatory Insurance Department of Alliance Insurance Company:
It’s obvious that the situation is “life and death”. Naturally, it is required to live all the available calls for the first time you need help and for the first time you can talk about those who have become, there is a service for monitoring the medical assistance and payment. In order to make it easier for you to make a call with the service, please, clarify that record, having received your call, also register the date that hour of the call, and get the date to write down the dossier number (registration number of the animal).
Calls to service for the telephone numbers assigned in the policy, for the organization of service and use of vitrat - the price of obov'yazkov vimoga. Without a call to service (it’s not respectful, it’s not important to call it: the insurer himself, his relatives, the representative of the party, he’s accepted, let’s go to the hotel just), the insurance company cannot see one of the main minds of the insurance policy - organizing additional medical insurance for insurance. The visibility of the link may be the reason for the insured visibility of the vitrate. You need to clearly understand that you are not at your homeland and you will not be provided with service for the policy and passport, only for getting ready. That is, it is necessary to pay before the service for approval to pay for the vitrat for the policy.
Anton Kolegov, Head underwriter for the management of insurance of high prices, AlfaStrakhuvannya:
To clarify whether the food is tied with insurance, the tourist needs to contact the insurance company’s service company for the phone, we will indicate at the policy.
As a rule, all Russian insurers go through the middle - service (assistance) companies, as they may agree with medical facilities outside the cordon. Provide a connection to the call-center of the service company. The operator of the service company will send the client to the nearest time before the last minute of the transfer of the license, with the assistance of which there is no agreement. In case of self-inflicted malignancy, it is possible to get rid of it in the case of those who have suffered vitrate.
In vipadku, if there is no insurance if you have a policy, you just need to contact a service company to send him to a personal mortgage. In all cases, you will be able to independently pay off your vitrati with those who have been sent to the office of the insurance company. When directed to the formerly popular mortgage, the main thing is that the service company does not depend on it - the client's camp.
From the editorial board it is important for the needs of the speech, which are not displayed in the opinions of the experts. For example, those who are sleepy in most companies do not get involved in an insurance premium, they need to go to the hospital. In addition, there is such a type of insurance (for an additional period before insurance, in the absence of a visit, in the form of baggage and expanded extreme), as the visibility in front of third persons before the hour of crossing the cordon. Such insurance, for the knowledge of a solid viewer, compensating tourists for fines in cases of conflicts from local populations (and not a secret, that the city's police have taken over the penalty for the tourist).
Zagalom, Turister.ru recommends that you read the insurance contract with respect - everything is written in a certain font, and do not mess with giving the insurance agent a specific meal. First and foremost - live on foreign visits, think with your head and do not drink a lot. Let your insurance be so and lie with your valise!
Medical travel insurance. To give the country and date a rise in price, in order to choose the current option and draw up a policy.